need a car? low income? guaranteed car finance car finance companies bad credit car loans toronto used car credit bad credit car loan lender car loans toronto used automobile loans canadian auto financing canadian auto loan rates vehicle financing canada. cheap car loans low interest car loans car finance loan secured car loans car loan bad credit history poor credit car loans chase car loans unsecured car loans approved car loan car loan leads. fast bad credit car loan bad bankruptcy car credit loan refinance my car loan bad credit car loan dallas very bad credit car loan instant car loan with bad credit car loan canada car purchase loans bad credit guaranteed car loan bad credit car loan ontario. low cost car loan florida bad credit car loan car loan seattle bad credit no credit car loan bad credit need a car low income car insurance connecticut car loan kansas bad credit car loan borrow car loan car loans for college students. refinance car loan rate bad credit car loan canada alberta bad credit car loan car loan san antonio refinance your car loan low income credit cards 0% car loans car loan with bad credit and no down payment bank loans used car rbc car loan. car loan debt pcp car loans cheap car loans rates car loan oklahoma city sports car loans low income auto insurance adverse credit car loan car loan advice 0 percent apr car loan best new car loans. low interest used car loans canadian car loans private car loans ccj car loans poor credit rating car loans instant approval car loan bad credit car loan rates used car loan quote td car loan bad credit car loan seattle. commercial car loans car loans for low credit scores car loan deals car title loans california ontario car loans low income healthcare cibc car loan car loans ottawa low apr car loans car loan buffalo. loans secured on your car types of car loans washington bad credit car loan car loan consolidation car loan 4u car loans on line credit cards for low income earners california low income auto insurance used car loans canada car loan minnesota. car loan hawaii car loan today long term car loans car loan refinance wisconsin need a car can get credit looking for a car loan bad credit car finance credit card loans car finance online personal car finance. bad credit car auto loan bad credit online best car finance auto loan refinance rates car finance for people with bad credit credit score auto loan refinance vehicle loan best car finance rates can get car finance loans on your car. automotive loan rates bad credit auto loan application online auto loan application car credit express online vehicle loans 0 down bad credit car loans bad credit car companies online car loans for bad credit apply for car finance online.

Affordability Calculator Budget Calculator Auto Loan Calculators

Welcome

Needacarlowincome.com is an online resource dedicated to providing information to help increase private automobile ownership for individuals and families earning low wages and incomes. By providing this service we hope to help support their ability to find and retain quality employment.

The impact that not owning a car have on low income families and individuals

An important amount of research in the past years has shown that automobiles are most important in helping the low-income families to get out from the general poverty.

Car ownership programs helping people with low incomes to purchase new vehicles

In the today’s transportation obsessed economy, a large majority of all the workers or employees must drive or be driven to their jobs, in order to earn a living, and why not, in order just to survive in this so called modern world.

Pitfalls for people with low incomes, bad credit, or no credit have when buying a car

Everyone loves going car shopping, but if you are suffering from the effects of a low income, bad credit or no credit, the shopping for a new car can represent a daunting experience.

Bad credit, no credit car loan companies offering loans to low income individuals

Usually, people who have low incomes are excluded from the affordable mainstream financial services. In most cases, low income families are relying on some more expensive forms of credit.

Bad Credit Auto Financing

Bad credit auto financing can represent a nightmare for the people who are looking forward to getting a loan, in order to purchase a car. In the United States, the situation is slightly different in comparison with the rest of the world.

Headline News

Jones to Discuss Car Ownership Program on Finneran - An article in the Boston Herald exposed a $400,000 state program that provides cars to welfare recipients. | The Capital View | May 2009

Loan program helps low-income drivers get back behind the wheel - For Darlene Boyer, getting to work in the morning was a constant struggle with the fits of a 1985 Mercury Grand Marquis. Not only did the vehicle leak oil, it stalled almost constantly in the middle of busy intersections. | Stevens Point Journal | May 2009

State should quit gouging low-income drivers - There is little doubt that in these bad economic times, hundreds of thousands of Michigan motorists are breaking the law by driving uninsured vehicles. In Michigan, insurance is compulsory. And if you don't insure your car, you'll be fined. | Gazette Lansing bureau | Feb 2009

Low-income? No Car? Expect To Pay More For Groceries - Households located in poor neighborhoods pay more for the same items than people living in wealthy ones, according to a new study in the Journal of Consumer Research. | ScienceDaily | Sep 2008

Transportation as a Poverty Issue - Can Better Transportation Planning Improve Access to Better Jobs? - Transportation planning has a huge impact on the lives of people in their communities. It determines many things: household expenditures, access to employment, where people choose to live, as well as economic opportunities. As poverty reduction strategies become more popular with provincial governments in Canada, transportation continues to remain the poor cousin with respect to many of these discussions. | Angela Browne | Jun 2008